Who we Help
We're the Home Loan and Investment Loan Experts for Nurses. Here are all the ways we can help
Rated 5 from 86 Reviews
Rated 5 from 86 Reviews
SB
Simone Barakat
Carl was absolutely incredible - very thankful for his help and guidance through the process! Really recommend him and the Azura team
MH
Milan Holly
I couldn’t recommend Azura Financial highly enough. Ben, Nick and Ray were absolutely fantastic from start to finish. I had actually already arranged to work with another broker, but after my first conversations with Ben, I was so impressed with his approach, knowledge and level of service that I decided to switch to Azura Financial, and I’m extremely glad I did. The entire process was incredibly smooth. Ben, Nick and Ray were always responsive, helpful and patient, kept me updated throughout every stage, and made what could have been a stressful process feel straightforward and well managed. Whenever I had a question or needed assistance, they were there. What impressed me most was the genuine level of care and attention they provided. I never felt like just another client — the service was professional, personal and consistently excellent. I will definitely use Azura Financial again in the future and would have absolutely no hesitation recommending Ben, Nick and Ray to my friends, family or anyone looking for a great mortgage broker. Thank you, guys, for making the whole experience such a positive one. Truly outstanding service from beginning to end!
TE
Thea Edwards
Nick and the team were so lovely. Professional, genuine, responsive and easy to deal with. Would highly recommend.
sp
simon preshaw
Nick and the team were a pleasure to work with. They answered all of my questions and if they weren't immediately available, they were always quick to call me back.
AP
Alannah Paige
I am a first home buyer and had Carl as my mortgage broker. He worked diligently to follow up any issues or questions I had and made the process as smooth as it could. I highly recommend! Thank you Carl.
sa
sarah ander
As a first home buyer, Carl and the team at Azura were incredibly helpful throughout the whole process. They made everything feel straightforward and were always there to answer any questions along the way. I’ve already recommended them to friends and would highly recommend them to anyone looking to get a mortgage!
SC
Shaun Cunningham
As a founder, getting a mortgage requires a couple more hoops to jump through, which is why I couldn't recommend Nick O'Sullivan and the Azura team more highly. Not only were they able to offer a seamless process, but Nick was also patient with us as we changed our minds about when to buy (over a period of years!). The truth is anyone can approach a bank and get a mortgage, but when things don't go perfectly (e.g. abrupt government changes), that's when you want a pro on your team like Nick.
VT
Van Tran
Nick and the team at Azura Financial exceeded our expectations at every step. Their guidance was clear, their expertise was evident, and they handled every financial detail with care — giving us complete peace of mind throughout the process. We couldn't have asked for a better team by our side. Thank you very much, V&V.
PW
Philip Woods
Carl and team were absolutely impressive with their attentiveness to answering questions no matter how stupid they were. The urgency they put into attending to timelines and requests was superb. I would recommend them without hesitation.
Registered nurses, enrolled nurses, nurse practitioners, midwives, clinical nurse specialists and nurse unit managers may all be able to access specialist lending depending on the lender and the type of finance sought. Eligibility for LMI waivers is typically limited to registered nurses and registered midwives at lenders that offer this benefit.
Some lender policies extend to other AHPRA-registered health practitioners beyond nurses. Doctors, dentists and specialists typically access more favourable LMI waiver terms than nurses at most lenders. Policies differ by lender and profession.
Lender policies on agency or labour hire employment vary. Some will accept this income type with sufficient payslip history, while others require direct employment. A broker with experience in nurse lending can identify which lenders are most flexible on employment type.
New graduate nurses can apply for home loans through standard lending channels. Access to LMI waivers that require a minimum income threshold, such as the $90,000 threshold at Westpac Group lenders, may be more difficult to meet at the start of a nursing career.
Australian residency and visa status affect home loan eligibility. Permanent residents and citizens generally have broader access to lender programs. Some temporary resident categories face restrictions and individual lender policies on residency eligibility apply.
Yes, provided the nurse meets the lender's eligibility criteria. Some lender policies apply restrictions in certain postcodes, particularly for high-density property types. Regional nurses may also access specific Australian Government incentives designed to support rural and regional healthcare workers.
Registered midwives are specifically named as eligible for the LMI waiver at Westpac Group lenders including St George Bank, Bank of Melbourne and BankSA, subject to the same $90,000 gross income threshold and 90 percent LVR limit that applies to registered nurses.